CRA Public File

The Community Reinvestment Act is intended to encourage banks to help meet the credit needs of their local communities, especially low- and moderate-income communities, consistent with safe and sound operations.

First State Bank of Randolph County is committed to meeting the needs of our community. Our directors, management and staff are dedicated to providing bank services and loans to all within our assessment area.

In compliance with the requirements of the Community Reinvestment Act (CRA), the following information must be maintained in the public file, current as of April 1 of each year and may be updated periodically.

CRA Performance Evaluation

CRA Performance Evaluation

CRA Lobby Notice

CRA Lobby Notice

Written Comments Received from the Public

Written Comments Received from the Public

Branch Information

Branch Information

Retail Bank Services

Retail Bank Services

Loan to Deposit Ratios

Loan to Deposit Ratios

Assessment Area

Assessment Area